Monica is a serial entrepreneur, having launched a number of investment vehicles and products aimed at broadening financial inclusion. She is the founding managing director of Accion’s Frontier Investments Group, predecessor to Quona Capital – investment manager for the first dedicated global, fintech fund for the un and underbanked. Monica spent her formative years in Silicon Valley and is a disciple of agile development and user-centered design. While in the California Bay Area, Monica spent time walking the streets of the East Bay as a commercial loan officer of a green fund and helped launch a $50 million multi-bank lending intermediary to finance small businesses and community facilities. Building on her interest in innovation and investment, Monica worked at Calvert Ventures, an early–stage equity vehicle, and helped the mutual fund launch its first index fund targeted at retail customers. Monica then turned her sights internationally, working with Anthuri Ventures – an early stage equity fund based in Cape Town, South Africa – and founded Anthuri Catalysts to help prepare potential portfolio companies for investment. Monica then joined Accion to set up their product innovation group and worked in Mexico with Compartamos Bank, the largest MFI in Latin America, before taking over Frontier Investments.